This is Juvos app to manage your loan using your cell phone as collateral. ATTENTION: Download the app ONLY when instructed by Juvos customer service team. Juvo loans can range from R$700.00 to R$4,500.00, paid in 9 to 12 monthly installments. Interest rates vary between 7.49% and 14.99% depending on the amount and number of installments. As an example, a loan of R$ 1,800.00 in 12 installments at 7.49% per month, the monthly installments have a value of R$ 248.26 and the total effective cost (CET) is 175.13% per year.